Bank of India Recruitment 2026: Apply Online for 514 Credit Officer Posts
Bank of India has released the official notification for Bank of India Recruitment 2026 to recruit 514 Credit Officers in different managerial scales. This latest public sector bank recruitment offers a high-growth banking career with excellent salary structure, job security, and nationwide posting. The recruitment drive is highly relevant for aspirants searching for Bank Jobs 2026, Credit Officer Vacancy 2026, and India Career 2026, as eligible candidates from Assam can also apply online.
Job highlights
- Origination Name
- Bank of India
- Post Name
- Credit Officer
- Age Limit
- 40 Years
- Post Date
- 20/12/2025
- Last Date
- 05/01/2026
- Qualification
- Graduate, Master’s Degree
Bank of India Recruitment 2026 Overview
| Particulars | Details |
|---|---|
| Recruitment Name | Bank of India Recruitment 2026 |
| Organization | Bank of India |
| Name of Post | Credit Officer |
| Total Vacancies | 514 Posts |
| Scale / Grade | MMGS-II, MMGS-III, SMGS-IV |
| Job Type | Government Bank Job |
| Mode of Application | Online |
| Job Location | All India |
Post Details of Bank of India Recruitment 2026
Post Name
The post offered under Bank of India Credit Officer Recruitment 2026 is Credit Officer.
Number of Posts
A total of 514 Credit Officer vacancies are available.
Scale-wise Vacancy Details
MMGS-II: 418 Posts
MMGS-III: 60 Posts
SMGS-IV: 36 Posts
Salary and Pay Scale
The salary structure under Bank of India Recruitment 2026 is highly attractive and as per industry standards:
MMGS-II Pay Scale: ₹64,820 – 2,340(1) – 67,160 – 2,680(10) – 93,960
MMGS-III Pay Scale: ₹85,920 – 2,680(5) – 99,320 – 2,980(2) – 1,05,280
SMGS-IV Pay Scale: ₹1,02,300 – 2,980(4) – 1,14,220 – 3,360(2) – 1,20,940
Additional allowances are applicable as per Bank of India rules.
Educational Qualification and Experience
MMGS-II Credit Officer
Graduation in any discipline with at least 60% marks (55% for SC/ST/OBC/PwBD)
Minimum 3 years of post-qualification officer-level experience
At least 2 years in MSME Credit, Commercial Credit, Project Finance, or Mid & Large Credit
MMGS-III Credit Officer
Graduation with 60% marks (55% for reserved categories)
Minimum 8 years of officer-level experience
At least 5 years in MSME or Commercial Credit processing
SMGS-IV Credit Officer
Graduation with 60% marks (55% for reserved categories)
Plus one of the following qualifications:
MBA / PGDBM
Two-year full-time Master’s Degree
CA / CFA / CMA (ICWA)
Minimum 8 years of experience, including 5 years in large credit operations
Other Eligibility Criteria of Bank of India Recruitment 2026
Age Limit
MMGS-II: 25 to 35 Years
MMGS-III: 28 to 38 Years
SMGS-IV: 30 to 40 Years
Age Relaxation
SC / ST: 5 Years
OBC (Non-Creamy Layer): 3 Years
PwBD Candidates: 10 Years
Application Fee Details of Bank of India Recruitment 2026
SC / ST / PwBD: ₹175 (Intimation Charges Only)
General / OBC / EWS: ₹850 (Application Fee + Intimation Charges)
The application fee must be paid online during the submission of the application form.
Important Dates of Bank of India Recruitment 2026
| Event | Date |
|---|---|
| Online Application Start Date | 20 December 2025 |
| Last Date to Apply Online | 05 January 2026 |
How to Apply for Bank of India Recruitment 2026?
Candidates can apply online for Bank of India Credit Officer Vacancy 2026 by following these steps:
- Scroll down to the section Important Link.
- Click “Apply Online” and finish the registration procedure.
- In the following stage, click on the Registration Link (if you haven’t already) or log in.
- Kindly Fill out your basic details and upload your Photo, Sign, ID Proof, and other Documents as per requirement.
- Read the Full Advertisement for More Details about the Post Recruitments.
- Check Your full Details preview before submitting Application Form.
- Pay the required Application Fee to complete the form if Fees are Asked.
- Take a printout of submitting the final form for further process.
Selection Process of Bank of India Recruitment 2026
The selection process for Bank of India Recruitment 2026 may include:
Online Examination
Interview / Personal Interaction
Document Verification
Final selection will be based on merit, professional experience, and performance in the selection stages.
Interested person can read the full advertisement before Apply the Job.
Important Links of Bank of India Recruitment 2026
| Apply Online | |
| Download Advertisement | |
| Download ELIGIBILITY CRITERIA Details (Annexure – I) | |
| Apply Latest Jobs | |
| Official Website |