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Bank of India CO Recruitment 2026 – Apply for 779 Credit Officer Posts
Bank of India CO Recruitment 2026 notification has been released by the Bank of India for the recruitment of 779 Credit Officer (General Banking Officer Stream) vacancies in different scales. Candidates possessing the required educational qualifications and relevant banking experience can submit their online applications through the official recruitment portal before the closing date. Interested applicants should carefully review the eligibility criteria, age limit, salary, application fee, and important dates before applying. This recruitment is an excellent opportunity for candidates seeking Career 2026, Latest Jobs in India, and banking sector employment across India.
Job Highlight
Job Highlight
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OrganisationBank of India
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Post NameCredit Officer (MMGS-II, MMGS-III & SMGS-IV)
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QualificationGraduate, Master’s Degree
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Age Limit45 Years
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Last Date20/07/2026
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Post Date03/07/2026
Bank of India CO Recruitment 2026 Overview
| Particular | Details |
| Recruitment Name | Bank of India Credit Officer Recruitment 2026 |
| Organisation | Bank of India |
| Name of Post | Credit Officer (General Banking Officer Stream) |
| Total Vacancies | 779 Posts |
| Scale-wise Vacancies | MMGS-II: 677, MMGS-III: 61, SMGS-IV: 41 |
| Job Type | Banking Job |
| Application Mode | Online |
Post Details and Vacancy Information
Post Name
Credit Officer (General Banking Officer Stream)
Total Vacancies
779 Posts
Scale-wise Vacancy
| Scale | No. of Posts |
|---|---|
| MMGS-II | 677 |
| MMGS-III | 61 |
| SMGS-IV | 41 |
| Total | 779 |
Job Type
Permanent Banking Job
Pay Scale
Selected candidates will receive salary according to the scale of appointment.
| Scale | Pay Scale |
|---|---|
| MMGS-II | Rs. 64,820 – 2,340 (1) – 67,160 – 2,680 (10) – 93,960 |
| MMGS-III | Rs. 85,920 – 2,680 (5) – 99,320 – 2,980 (2) – 1,05,280 |
| SMGS-IV | Rs. 1,02,300 – 2,980 (4) – 1,14,220 – 3,360 (2) – 1,20,940 |
Education Qualification of Credit Officer Vacancy 2026
Candidates must possess the following educational qualifications along with the required work experience.
MMGS-II
Educational Qualification
Candidates must possess a Bachelor’s Degree in any discipline from a recognized University/Institute with 60% marks or equivalent grade (55% for SC/ST/OBC/PwBD) recognized by the Government of India.
OR
Candidates holding any one of the following professional qualifications are also eligible:
- CA
- CMA
- ICWA
- CS
- CFA
Experience
Minimum 3 years of post-qualification experience as an Officer, including at least 2 years of experience in processing:
- MSME Credit
- Commercial Credit
- Project Finance
- Mid & Large Credit
Experience must be in Scheduled Commercial Banks, Financial Institutions, or NBFCs.
MMGS-III
Educational Qualification
Candidates must possess a Bachelor’s Degree in any discipline from a recognized University/Institute with 60% marks or equivalent grade (55% for SC/ST/OBC/PwBD).
OR
- CA
- CMA
- ICWA
- CS
- CFA
Experience
Minimum 5 years of post-qualification experience as an Officer, including at least 3 years of experience in processing:
- MSME Credit
- Commercial Credit
- Project Finance
- Mid & Large Credit
Experience should be in Scheduled Commercial Banks, Financial Institutions, or NBFCs.
SMGS-IV
Educational Qualification
Candidates must possess a Bachelor’s Degree in any discipline from a recognized University/Institute with 60% marks or equivalent grade (55% for SC/ST/OBC/PwBD).
OR
- CA
- CMA
- ICWA
- CS
- CFA
Experience
Minimum 7 years of post-qualification experience as an Officer, including at least 4 years of experience in processing:
- MSME Credit
- Commercial Credit
- Project Finance
- Mid & Large Credit
Experience should be in Scheduled Commercial Banks, Public Sector Banks, Listed Financial Institutions, Foreign Banks, or NBFCs.
Other Eligibility Criteria
Age Limit
| Scale | Age Limit |
|---|---|
| MMGS-II | 25 to 32 Years |
| MMGS-III | 28 to 38 Years |
| SMGS-IV | 32 to 45 Years |
Age Relaxation
The upper age limit is relaxable as per Government rules.
| Category | Relaxation |
|---|---|
| SC/ST | 5 Years |
| OBC (Non-Creamy Layer) | 3 Years |
| PwBD | 10 Years |
Nationality
Candidates must satisfy the nationality requirements prescribed by Bank of India and the Government of India.
Application Fee Details
| Category | Application Fee |
|---|---|
| SC/ST/PwBD | Rs. 175/- (Intimation Charges Only) |
| General/OBC/EWS & Other Candidates | Rs. 850/- (Application Fee + Intimation Charges) |
Important Dates of Bank of India Recruitment 2026
| Event | Date |
|---|---|
| Online Application Starts | 30 June 2026 |
| Last Date to Apply Online | 20 July 2026 |
How to Apply for Credit Officer Vacancy – Bank of India 2026
Interested and eligible candidates can submit their online applications through the official Bank of India recruitment portal by following the steps below:
- Scroll down to the section Important Link.
- Click “Apply Online” and finish the registration procedure.
- In the following stage, click on the Registration Link (if you haven’t already) or log in.
- Kindly Fill out your basic details and upload your Photo, Sign, ID Proof, and other Documents as per requirement.
- Read the Full Advertisement for More Details about the Post Recruitments.
- Check Your full Details preview before submitting Application Form.
- Pay the required Application Fee to complete the form if Fees are Asked.
- Take a printout of submitting the final form for further process.
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Important Links Bank of India CO Recruitment
FAQs – Bank of India CO Recruitment 2026
How many vacancies are available in Bank of India CO Recruitment 2026?
There are **779 Credit Officer vacancies** available under MMGS-II, MMGS-III, and SMGS-IV scales.
What is the salary of the Credit Officer post?
Selected candidates will receive a salary ranging from **Rs. 64,820 to Rs. 1,20,940** depending on the scale of appointment.
What is the qualification required for Bank of India CO Recruitment 2026?
Candidates must possess a Bachelor's Degree with the prescribed minimum marks or professional qualifications such as **CA, CMA, ICWA, CS, or CFA**, along with the required banking experience.
What is the age limit for Bank of India CO Recruitment 2026?
The age limit varies according to the post: - MMGS-II: 25–32 years - MMGS-III: 28–38 years - SMGS-IV: 32–45 years
What is the last date to apply for Bank of India CO Recruitment 2026?
The last date to submit the online application is **20 July 2026**.
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